Diamond Certified Blog

Tag Archives: finances

Start Fresh: A New Year’s Checklist

It’s no wonder the custom of adopting annual resolutions coincides with the year’s beginning rather than its middle or end. A new year means a fresh start—a milestone that signals an opportunity for positive change. Like a blank canvas to a painter, the New Year invites us to entertain new possibilities, inspires us to innovate upon the past and fills us with “momentum of purpose.”

While this sense of positive propulsion is often directed toward personal development, it can also be useful for accomplishing tangible goals, which is why the New Year is an ideal time to review and renew your to-do list. Whether you need to catch up on overdue maintenance, have a project you’ve been putting off or simply want to start off on the right foot, it’s best to get moving while the coals of inspiration are still hot. Here are some areas to address: Continue reading “Start Fresh: A New Year’s Checklist” »

 Leave a comment

Posted in Consumers | Tags: , , , , , , , , , ,

Money Matters: Financial Advice for Engaged and Newly Married Couples

Newlyweds shouldn’t wait to get their finances in order. Photo: Allegra’s Studio (2015)

Newlyweds shouldn’t wait to get their finances in order. Photo: Allegra’s Studio (2015)

I decided to write about this topic after talking to my recently married son and his new wife about some aspects of getting their finances in order that they hadn’t thought about. After a wedding, it’s easy to get distracted writing thank-you notes instead of doing important paperwork and planning related to your new legal status as a married couple.

The first thing that may come to mind is taxes. According to Geoffrey Kulik, a partner at Sterck Kulik O’Neill Accounting Group, Inc., a Diamond Certified firm, newlyweds have to file their taxes for the entire year as either “married filing jointly” or “married filing separately.” “Because of the way the laws are written, this change of status could result in a significantly higher, or lower, combined tax bill,” he explains. Continue reading “Money Matters: Financial Advice for Engaged and Newly Married Couples” »

 Leave a comment

Posted in Consumers, Savvy Tips | Tags: , , , , , , , ,